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Reply to "Well paid government employees who can't afford a one or two week shutdown "
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[quote=Anonymous][quote=Anonymous] You are stupid. So you don't want to use your emergency fund for an emergency because there might be another emergency? How about you appreciate that you have an emergency fund you entitled idiot. Some people have NOTHING. But since you want to be such a martyr just go cry your ass to the welfare line. I am sure that is so much easier than breathing a sigh of relief that you have an EMERGENCY fund for what could be an emergency. [/quote] We have difference definitions of emergency. Webster defines it as an unforeseen set of circumstances. HVAC breakdown, car breakdown, roof leak, illness/medical, company bankruptcy all fall into my view of an emergency. Wait, you are right, I should add political bickering and political amnesia to that list. But what would be the limit? Atleast with roof, car, and even medical there is a deductible and potentially a cap. With furlough to cut money on top of shutdown, that means saving for a 20-30% cut in salary that can happen anytime and maybe every year plus the normal crap happens fund? So basically you have to live off 50-60% of your salary? The normal rule of thumb is 3-6 months of salary but you clearly need to double that with some of the clowns in Congress. You slam the PP but there are emergencies that can't be prevented like when I had car repairs on top of medical illness, with something else like a leaking roof. I thanked the stars I had an emergency fund to cover those things. You are slamming the PP saying some people have nothing, but unless PP is saving some crazy percentage of their salary, they could be one non-political emergency away from being in the same boat after using the savings for the earlier furlough plus the shutdown.[/quote]
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