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[quote=Anonymous][quote=Anonymous][quote=Anonymous]28yo, about $10k, current HHI $55K.

I spent 5 years making about $20k and I'm a single parent (don't receive child support) so while I feel super behind, it's not that bad considering the circumstances.

I have no college savings for 4yo DC though. And I don't own property, but I am debt free aside from student loans, with 1mo living expenses in the bank.[/quote]

Is your DC in school now or are you still paying childcare?

You have time to catch up, no worries![/quote]

He's in school, but I pay for aftercare. And I'm supposed to get $100/wk in CS, but rarely do (I didn't include this in my HHI). When I do, it goes towards medical expenses or summer childcare tuition. I do have about $600 in a savings account for DC (I put $50/mo in this), that's my buffer if I don't get enough CS to cover summer stuff or medical. I do currently have about $800 in medical debt from when he broke his leg this fall.

I'm not quite paycheck to paycheck (I'm able to save about $200/mo in savings and $200/mo in retirement-my company matches the retirement) but it's close. I am however, one emergency away from disaster, so I'm trying to save as much as I can. I spent 2.5 years on government assistance and have NO desire to ever feel that desperate again.[/quote]

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