Reply to Parent expecting me to pay back parent plus loan

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Paying off the cost of her education does not obligate OP to help her mom with future financial issues. The real issue is does OP have an obligation to pay for at least part of her education now that she has more money than she did at 18-22. If her name is not on the loan, she doesn’t have a legal obligation even though the loan was taken out for her benefit. She can tell her mother to handle it by herself.[b] Does OP have any moral obligation[/b]? [/quote]

YES! And where does the value of their relationship figure into this? What will their future together be like after the OP says to her mother, "Not my loan, not my problem"??? Sheesh, what kind of family relationships do you people have? What if her mom had said that to her when she was trying to get her degree? "Not my education, not my problem." Do you think OP would have a loving relationship with her mother now if her mother had done that, or would she be posting about it on DCUM for the rest of her life trying to drum up sympathy? I bet on the latter.

Some of you people are really cold. [/quote]

Hey Richie rich-great if you can but not every young family with kids in daycare has an extra thousand or two per month to pick up a family member’s loan obligation with no advanced notice.  By the time the mom casually suggested OP pick up the obligation, the loan has already been in arrears for a year.

I took out loans for college-the max allowed.  My parents took out loans too. Adults need to manage their obligations-dropping it on an adult child’s lap at the last minute doesn’t make them “morally responsible.”  [/quote]

+1  I'm not sure if this is a troll post, but some people seem oddly fixated on bringing in morality into this.  OP didn't sign for this loan.  OP was presumably a teenager when his mother did sign for this loan.  OP did not let the loan fall into arrears for 1 year.  This is not OP's problem unless he really has sufficient funds to take it on.  As others have said, this is a broader issue of OP's mother making bad financial choices in her life.[/quote]

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