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[quote=Anonymous]I doubt OP would be able to pay this in 3-5 years. She’s making minimum payments and it would take her 15+ years to pay this debt at the current rate. She’s also getting car refi so that would add another 7 years on her loan term. Her income potential is limited and this much credit card debt is going to take a while if close to minimum is paid. I am afraid with her health, things might deteriorate more. [/quote]
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