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Reply to "How to get out of debt!"
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[quote=Anonymous][quote=Anonymous]Credit card debt is more than one times annual salary!! Wow, that’s crazy! Op has auto loan on top of that. I did a rough calculation and her minimum payment would take about 25+ years to pay this off. [/quote] That is why some form of consolidation/lowering interest rates would be most beneficial. But OP has to change her attitude or nothing will help. Even with that it will take 3-5 years to get out of debt. And living frugally after that to avoid this situation again. But OP thinks a $700/month car is something she could afford, even with all that debt, so there is a lot to process and change here. [/quote]
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