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Money and Finances
Reply to "Husband is dying - no life insurance or savings, I’m a SAHM"
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[quote=Anonymous]OP, what is his attitude towards you and the kids, as he is hospitalized? Is he at all concerned about them and their financial future? Would he be at all agreeable to working with you to sell your house, and taking the equity to buy a small place, a condo or townhouse, that you could afford to maintain on a teacher's salary? I feel like that definitely needs to be your future. You simply cannot afford to live in this house without his income, and even if he recovers, he surely cannot work for much longer. The life insurance one time payout isn't enough money to replace the income you guys were counting on. Selling the house will clear the mortgage and the HELOC. Using the equity to buy a house in your name should protect it from other creditors, I believe, should he pass away. If your husband owns your house in his name only, that's a big problem I think. I think you need it to be in your name somehow. [/quote]
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