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Reply to "Husband is dying - no life insurance or savings, I’m a SAHM"
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[quote=Anonymous][quote=Anonymous]OP, you may want to reconsider starting with a family attorney unless you are dead set on a divorce even if it will come at a financial cost. A family attorney will do what they specialize in: divorce and custody. They won't help you make the decision on [i]whether [/i]divorce is the best financial decision under the circumstances. For that, I would talk to a financial planner, and an estate attorney. That is,[b] if priority #1 is preserving your family's financial viability, don't start with a family attorney[/b]. If, on the other hand, priority #1 is getting divorced, start with a family attorney. (And, to put it even more bluntly, it is in a family attorney's best interest for you to divorce) [/quote] This. -an attorney OP, you need to go about this more systematically. Meet with an estate attorney and a financial planner and get data re: your finances. Do not lurch from under reacting to the situation for years to catastrophizing and trying to "cut off" the situation/emotions. You want to make the best decision based on data. One scenario if he dies soon, one if he lives for years. One if married, one if divorced. Only if divorce is financially optimal should you meet with family attorneys. I suspect it may not be, in the short term. He has already incurred debt, find out how it impacts you. There is no urgency re: divorce now, but there does need to be urgency in applying for teaching jobs when the hiring season is NOW.[/quote]
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