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Reply to "I need about $20k to get us through a layoff-home equity loan?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]In these cases "unexpected home expenses" = major fancy home reno they couldn't actually afford. Also explains the "appreciation". How do you spend $15-20K per month and have NO emergency fund? That's just patently irresponsible and idiotic. I bet we make less than you do and could live for a year on no income without changing much and closer to 2 in "bare bones" mode. [/quote] I mean, have you priced out the cost to replace a roof lately?[/quote] People who live in $1.5M should be well-prepared for these types of expenditures. It’s obvious OP was way overextended even before the job loss. [/quote]
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