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College and University Discussion
Reply to "Our EFC is 500,000???? "
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[quote=Anonymous][quote=Anonymous]When each of our kids were born we set up 529 plans before they left the hospital. We saved little and first and then we’re able to increase when they finished preschool. At the same time we saved (maximum contribution) for retirement. It can be done! [/quote] This poster probably knows about this and planned accordingly, but, for others: Setting up 529 accounts in the kids’ own names is bad. If at all possible, use accounts in the grandparents’ names or some kind of cash value life insurance sold by someone who understands and is open about the disadvantages of life insurance. But the point is to save money in accounts that won’t show up in the financial aid asset totals. [/quote]
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