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Relationship Discussion (non-explicit)
Reply to "Explain to me the financial risk of SAH if partner is a high earner"
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[quote=Anonymous][quote=Anonymous]Let's not forget that people die unexpectedly all the time. Life insurance won't last forever, especially if you have kids. Also, people get fired. I work so that I can be a backstop if either of these things happen to my husband. [/quote] You're smart. My thirtysomething husband died completely unexpectantly on a beautiful summer afternoon. After the birth of our third child the year before, I leaned out of the workforce, which is a decision I came to regret. Life insurance, SSA benefits, our savings and no debt were certainly helpful, but I've had plenty of sleepless nights worrying over a roof replacement, and juggling everything from Montessori preschool to college expenses. I would never want any of my children to rely solely on a partner's income. People can put themselves at risk at just about every income level except probably the top 1%.[/quote]
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