Reply to Anyone else who will likely never be a home owner?

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[quote=Anonymous]Honestly, it doesn’t matter what financial decisions were made previously.  You may have had student loans to make big payments on, had a lower income and saving wasn’t possible, spent extra money on experiences while you were young and capable, had family members to support, had big medical expenses to cover, prefunded a lot of extra money into retirement accounts and now can’t access it without big penalties, etc.  What matters is NOW and going forward.  If owning a house is something really important to you, it simply may require moving to a different COL area or moving further out in the DMV for a bigger house/better neighborhood and schools, maybe changing jobs to one closer to that location so the commute isn’t as long.  It really is that simple.  Biting the bullet and just doing it.

This spring/summer will tell a lot in terms of inventory, pricing and interest rates.  The fed will make decisions on interest rate increases or drops based on what happens with real estate and other market drivers upcoming. We won’t know for sure until those months unfold.  You can watch and see what happens, then make your decision on what to do next on where you live/buy.

Owning a home absolutely is possible.  It likely will just mean some changes in where you live and work.  Since owning a home sounds like something very important to you, the move would be worth it. [/quote]

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