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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Well, for those of us who came of age in the 90s and more recently, SAHM + Federal employee = very modest lifestyle purchased at the expense of the possibility of savings. A SFH needing work in Fairfax County might still be a possibility, but it would be at the top of the family's price range and would prohibit energetic saving.

I don't think you realize how much you benefited from relatively cheap housing (compared to income) back in your day. Slow and steady no longer wins any races. [/quote]

Huh! This makes no sense. There is affordable housing available to all income levels. Interest rates are at an all time Low. When we were starting out, interest rates were upward of 9%. There is wonderful affordable child care. There were very few options in this area when we were starting out. Mothers actually helped each other out! 
We did start out slow saving for our future and slow and steady did win the race. I think it would be a good idea to review your family budget and check out your options. If you can't save, you are living above your means.[/quote] You know, there really are people who live paycheck to paycheck, who don't have cell phones, cable etc. So if living indoors is considered living above your means, then yes, I suppose there are many many people living above their means. Why don't you get that the people pouring your coffee, changing your mother's diaper, caring for your grandchild, bagging your groceries etc just don't earn that much? Many of these people are college educated and can't find a job in their field but took out student loans and/or worked 2 jobs to put themselves through college because they were promised a degree would garner a bigger paycheck but didn't. It just garnered more debt and the same pay (or less) than they earned before. Not everyone is living above their means, some people just don't have a lot of means to live on. Get it?[/quote]

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