Reply to How would you feel about losing your company-provided health insurance for "medicare for all"?

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Reply to "How would you feel about losing your company-provided health insurance for "medicare for all"?"

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[quote=Anonymous]OK! I just had a brilliant idea to help hold down costs and introduce transparency into doctor's fees - and whch could be easily enacted.(I'm the PP upthread who can't get the upfront price for a small procedure I need and therefore can't determine whether I should wait for Medicare age or do it now.)

I think we all agree that this nonsense we hear from doctors ("I can't tell you my fee ....you'll just have to wait until insurance processes the bill after the fact") is absolutely insane. But if you're on Medicare, it's no secret what doctors are reimbursed. There are published schedules that give the reimbursement of every conceivable exam, treatment, and procedure.

So what if we require that doctors disclose their fees using the Medicare reimbursement as the benchmark? Doctors are free to set their own rates - no price fixing - but they must let you know their charges relative to the standard Medicare fee. So.....you could have a doctor saying (to non-Medicare patients, obviously) that he/she charges 125% of Medicare rate, or. 145%, or whatever. And it wouldn't have to be standard across-the-board, either. The doctor could say that procedure to do ABC is 125% Medicare, and the XYZ procedure is 150%, etc.

The benefits are multi-faceted. FIrst, consumers would know the max what they would be charged ( before insurance kicks in). Two, it would create pricing competition among providers, which is a good thing. And third, because of the competition in pricing, costs would come down.

So....who wants to vote for MOI?
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