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College and University Discussion
Reply to "Did you folks not do ANY saving?"
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[quote=Anonymous][quote=Anonymous]In-State colleges in general are the best deals for most people and many are notoriously stingy with aid other than loans. [/quote] Naive question: what does "aid other than loans" mean, or specifically, what does "loans" here mean? Do In-state college have their own loan programs to which they offer access for admitted students, or is the poster referring to the fact that these colleges ask families to make up the difference between the COA and their EFC by taking out the usual loans (unsub/sub federal loans, PLUS loans, etc.)? If the latter, why do people refer to loans as a form of financial aid at all? (And why do colleges even include it? Is this like a sign in a convenience store that says: cash only, ATM is around the corner?)[/quote]
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