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[quote=Anonymous]Ladies,

a little off topic but...  I read a few threads here saying that some HMOs are not covering the meds for IVF cycles only covering the procedure portion of IVF.  You can file a complaint with Maryland Insurance Commission (if you reside in MD).  Or at least threaten them to file a complaint and specify that Maryland code of regulations binds them to cover all meds at 50% co-pay. They are supposed to cover 50% of your medication cost per Maryland Mandate on infertility coverage.  In addition, for those of you considering Kaiser as your HMO during next open season.  I have Kaiser right now, and getting a refferal to SG fertility was a breeze.  Your OB at Kaiser refers you , and after that your RE can do whatever she wants.  Kaiser pays 50% of medication cost.  Also, I have a two year old and getting care for him through Kaiser has been absolutely wonderful.  For example, our wait to see an ENT surgeon was 3 days!!! With Aetna, last year we waited over a month to get an appointment with ENT.   [/quote]

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