Reply to Down and Out on $250K/year....

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[quote=Anonymous]I'm with the poster who said how incredibly lucky they are to have a child who likely will NOT ever be truly hungry.

My BIL is currently living in his parents house with his very young fiancee and their two young kids.  They have massive medical bills looming over them and debt collectors calling them all the time.  His fiancee and our niece and nephew are on food stamps and medicaid.  I'm not saying they didn't make bad choices (including having the first kid at 20 and neither of them having much beyond a HS education), but I thank my lucky stars every day that we are not in that position.  We have access to good health insurance, whereas before the medicaid, they had insurance that covered almost nothing and high deductibles because that is what happens to the working class in the day of rising health costs.  We have a roof over our heads (even though it is small, we are paying for it an in no danger of losing it) and food on the table, never worrying about where our next meal may come from.  We can actually afford to put money into retirement out of pocket (neither of us currently has a retirement plans through our employers) and pay monthly for really good life insurance.  They are just barely getting by, and draining my ILs resources as well.

Do I want you to feel sorry for them?  No - as I said, they have made some very bad choices that put them in this position.  But I think people are so wrapped up in "I'm NOT rich" that they forget how fortunate they really are to have resources and choices.  You don't HAVE to live up to some lifestyle and spend all the income you have coming in each month, which thereby makes you feel like you're just getting by.  You aren't somehow entitled to a nanny and a housekeeper and private school - those are choices, choices you have because you have that income coming in, but you then send it right back out when you make the choice to spend it on these items.[/quote]

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