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[quote=Anonymous]This thread has been so helpful!  I was torn between BXBS Carefirst and Aetna and didn't even consider MD IPA. Now I don't think I am considering Aetna anymore.  I have a few questions and if anyone out there can help me with the answers, I would most appreciate it!

I am 35 y/o (and staring at 36) with no children.  My husband and I have been trying for 18 months.  We started going to SG a few months ago.  b/c i am on BXBS Basic, we just did timed intercourse with drugs.  No luck.  I originally was planning on electing Carefirst so I can have the IUIs covered at 100%, but now I am really looking at IVF if IUI doesn't help after 3 tries.  Here are my questions:

1.  Does anyone know how many IUI cycles MD IPA makes you go through before it will approve IVF?  I spoke to the finance person at SG about this and she said she didn't know about MD IPA, but with Aetna it is usually 3.  I just don't want it to be 6.

2.  Can anyone recommend a PCP in MD IPA that would give me a referral back to SG without a huge hassle?

Thank you all so much. It is great to have such a support network!

[/quote]

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