Reply to Family budget if your income is around $180-200K

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]HHI $180k,  two working parents and one toddler. Monthly take home (after maxing 401ks, health insurance, life insurance, and FSA for childcare) is $8k.

Rent and utilities: $2700
Childcare: $1850
Student loans: $1100
Groceries: $800 (we make and bring all breakfasts and lunches; try to stay organic for meat and dairy)
Internet: $50
Phones: $150
Gas/car repairs (car is 12 year old and kind if terrible but paid off at least): $100
Dry cleaning: $80 (husband wears a suit every day)
Diapers/wipes/other paper products: $80
Miscellaneous shopping (mostly clothes/shoes for us and baby): $200
Date night (once a month): $300 (babysitter is $120 of that)
Savings: $500 (we have $30k emergency fund and $15k saved for a down payment but we want to have a second kid and saving is taking forever even with only one kid in daycare...)[/quote]

This is impressive.  You're doing a great job!
[/quote]

My only question is the babysitter cost for date night.  It sounds like you are paying at least $20/hour.  That is high even in DC.  I used to pay that much because I had trouble finding trustworthy options and I went with one of the daycare teachers.  There are a lot of trustworthy options in the $15/hour range, including AU pairs and college students.  Ask your coworkers, friends and neighbors for recommendations.  [/quote]

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