Reply to I am a DC uberX driver since 2013 and have SEEN IT ALL...so please, AMA

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Reply to "I am a DC uberX driver since 2013 and have SEEN IT ALL...so please, AMA"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Are you driving around uninsured? i.e. did you secure any special insurance to drive for Uber or are you just relying on your regular auto insurance policy -- which many of the major players like Geico say is no longer in effect if you drive for any ride share service.

Interesting how you won't answer - are you uninsured and/or just driving on your regular car insurance -- even though most major carriers say if you drive for a ride sharing company, your policy is null and void?[/quote]

Cool your jets, investigator.  If you haven't noticed, I have answered EVERY question so far, up to page 7.  I'll get to you when I'm good and rested, and blow your assumption out the water.[/quote]

Alright, finally getting around back to you.

I drive around town in my off-hours fully insured under my personal auto insurance policy.  I'm driving under uber's full-coverage insurance when active on a ride.  I have NEVER had an accident, fender-bender or a moving violation in 20+ years of driving and over half million miles on the road, with practically all of them driven in VA, DC and Maryland.  I am a VERY defensive driver by being fully alert at all times and have avoided dozens of bumps and accidents.  I know how people drive around here and can predict others' actions on the road much better than most.  Lastly, an accident in DC is most likely going to happen at less than 20 mph, so the likelihood of injury is slim to none.  If you cannot feel safe riding in the car with me, there's likely not a vehicle in existence that you would feel safe being driven in.

With that being said it's still all a very gray area on insurance, but I do not sweat it in the slightest.  My auto insurance provider has made thousands off of me over the years and I've gotten zilch back from it by simply being a great driver.  I'm careful, I pay attention, and I know what I'm doing.  Lastly, I drive a lot after dark with practically zero traffic on the road.  Daytime is bad for accidents due to the gridlock.[/quote]

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