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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Your views of Asians are effed up. I am Asian and as a general rule, yes, saving and financial stability is important; that's why kids are pushed towards medicine, engineering, law etc. BUT not every Asian family is living under the model of saving every dollar for retirement as you seem to be doing. You came here in your teens, having never had new clothes before. [b]It's a bit different for the Asians born and raised here[/b], or even for the Asians who immigrated who were engineers or MBAs or whatever in their own countries; sure they came here to do "better," but there weren't totally lacking in their own country either. They had a middle class life -- so they were used to eating out or grabbing a coffee or treating their kids to an ice cream cone, and they didn't stop doing that just bc they got to the U.S. and decided retirement savings was it. You sound like you'd freak out if your kid asked for a $5 ice cream cone.[/quote]

OP here, I was wondering how long it would take for one of you self hating Asian Americans to show up in this thread.  I get it, you were born here, you're not "really Asian", and you are "honorary white" in your head.  Whatever.  For what it's worth, you are talking about a caricature in your head, not me, when you suggest I would freak out over an ice cream cone.  You have not asked me what expenditures I consider excessive, so you are just being silly to speculate.[/quote]

Ok - so what amount would be excessive. Say you're out with your kid and they ask for something you could make them at home for pennies on the dollar -- what dollar amount causes you to say no?[/quote]

OP here, this is a stupid question.  It is all about the context, budget, and interests to be served.  There is no amount that is too much or too little.  If my kid is in the habit of always getting ice cream cones, the next time s/he asks might be the time to teach a lesson about financial responsibility.  I might suggest s/he remind me to get a tub of ice cream from the grocery store instead and then explain the difference in price per serving.  If my kid just got a great grade, I might let him or her get an ice cream cone and something else from the store too.  If the ice cream cone at the particular store is more expensive than at the store down the block, I might take my kid down the block.  If my kid is saving up for something (I would always encourage my kids to save up in order to learn deferment of enjoyment and the pleasure that comes from achieving goals), then I might give him the option to have the ice cream cone or have the money in cash to put in his piggy bank.

You simplistic people who want to boil me down to fixed dollar amounts are telling on yourselves.  Financial responsibility is about making careful inquiries and being aware of trade offs.  It is not about fixed rules that may or may not make sense in any given context.[/quote]

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