Reply to Family of Four on 90k - An Upper Middle Class Existence

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[quote=Anonymous][quote=Anonymous]So for two years we got by on roughly $120 for a family of four (well- kind of) and here's how it looked:

Monthly net of $10k

$1000 hc premiums and expenses
$3500 mortgage/piti
$2000 Uncle Sam
$400 ds speech therapy
$150 gym memberships (not quite but want to keep Mary easy)
$150 travel ($1800 year for 2 trips - 3 plane tickets each trip- to see family) 
$500 cable, cell phones, internet, gas/electric
$1000 - food, medicines
$200 - gas
$300 - car insurance
$200 - eating out
$400- 401k
$200- kids clothes, bday parties, parking tickets, wine

No childcare for my dd bc dh was unemployed.  My parents paid for my older child to go to preschool (which he had started before dh became unemployed).  I think we were still upper middle class because we ate out occasionally, had gym memberships,  went to a nice preschool, and we lived in a nice townhouse that had a good public elementary (not that we could use it yet--- and the middle school no way). And we had help for preschool costs to the tune of $10k.

Not at all sustainable for us. No college savings in there. Thank goodness dh is no longer unemployed!!!

[/quote]

If you have $10k net each month you are earning a LOT more than $120k a year.[/quote]

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