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Reply to "How do people afford kids?"
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[quote=Anonymous]1. You'll probably need to cut back on everything (dinners, lunches, clothing, travel, luxury items). 2. You'll probably need to cut back on savings and retirement. 3. When your car is paid off, you might have extra cash. Note: that doesn't mean you should trade up and get a new car. Not sure what else to say. DH and I paid off my law school loans (which were tiny) before we bought our first home, sold it for a decent price and traded up to a bigger home with a reasonable mortgage ($1,700), drive our cars until they die, relied on free childcare whenever available, then sought out affordable preschool options and juggle our schedules to make it work. We have four kids with HHI of $150k in MoCo (4 bedroom colonial). [/quote]
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