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Reply to "Well paid government employees who can't afford a one or two week shutdown "
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[quote=Anonymous][quote=Anonymous]My sister is 37 and single, a GS-14, and has no kids- she has close to $500k in savings and could certainly afford to weather a shutdown. BUT, accumulating all her savings has come at a cost to her, which she admits- she worries [b]a lot[/b] about retirement and saving, and always has, because she doesn't anticipate ever getting married and she knows the only person she can rely on for retirement is herself. Worries about money keep her from doing a lot of fun things; even our dad, who retired at 49 (is now 69) and has been able to support himself and our mom on being thrifty, thinks that she needs to worry less about money and live her life more. So, she's on the opposite end of OP's spectrum of high earners who are spendy.[/quote] Tell your sister to start enjoying life. I'm a single mom with dependents who has a similar concern about needing to make sure I'm taken care of in my retirement years but also have to my kids to worry about. Plus I had a sibling, who was a Fed employee, die at 36. He never got to use any of his savings and obviously didn't make it to retirement. There needs to be a balance of saving and spending. Speak to her about enjoying the now. Tomorrow isn't guaranteed. [/quote]
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