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[quote=Anonymous][quote=Anonymous]I find it very interesting to read why people didn't invest. Just heard from someone who said they had emergencies. Comes out, their emergencies is just regular life and thing happening to most of us.
Still didn't get them to say why they  never invested.[/quote]

Yes, while some have true emergencies, most do not.  If you have good health insurance thru work (and most of the people we know do), then a medical emergency isn't really "that much", when your max OOP is $7K for a family and you are making $200K+, you should already have an emergency fund at that income level.  Yet some we know don't have much saved, yet go on multiple vacations yearly, and dine out/ubereats/etc.  Those are not emergencies, and if they cut back, they would have a fully funded EF, so that nothing is really an emergency, as that's what EF is for.  (oh and for medical, you budget yearly and assume you might hit the OOP, or at least assume 60-70% of your OOP.  If you do that, it shoudln't be an emergency
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