Reply to Exploding health care premium

Forum Index » Money and Finances

Reply to "Exploding health care premium"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We are retired and pay about $5350/mo for the 4. Up from $4900 last year but down from a few years ago when it was $5500. PPO and it sucks[/quote]

Seriously? Well I think it’s completely crazy not to have health care… but there is an inflection point, and you are certainly at it. [/quote]

Yes seriously. But we knew going into retirement that this was the cost if we wanted a ppo. [/quote]

This is clearly an early retirement, with 2 dependents to still cover.  It's a choice.  [/quote]

Yes, it is obviously a choice.  But someone with enough to pay for an early retirement, spare the major medical costs, should not be stuck working until 65+ simply because they need healthcare.  We should join the rest of the civilized world and have affordable healthcare.  Healthcare at age 60 for just 2 adults should not cost $3-4K/month for a crappy plan with a $9K/$18K deductible.

[/quote]

This!!  Healthcare situation had become an albatross around our economy's neck.  It hurts us on so many levels, people don't often realize this.  It keeps older people who could retire holding on to their jobs instead of passing them on to younger generation that needs to get promotions and raise their families. A lot of people over the age of 50 who had been working FT for 3 decades and feel they have enough to scale down (work part time or take some years off) cannot do this because of healthcare.  It doesn't allow people to work part time, because you lose health insurance subsidy (if you don't work FT for a large employer or you receive some government poverty benefits).  It makes it necessary for the employers to offer these plans and hire permanent Full time employees, when they much prefer to hire part time (for staff augmentation when busy) or contractors.  It's what fuels proliferation of middle men contracting companies, many of which employ foreign workforce or outsource overseas.  And this is the mechanism behind mass layoffs when keeping so many full time benefit receiving employees makes no sense.

The whole system where healthcare is tied to full time employment needs to be torn down yesterday.  It throttles our economy and it hurts younger generation and older generation too, creating social tensions and division.  I am baffled how we cannot come up with some sort of Medicare for all solution at least for catastrophic coverage and having private insurance act as a supplemental plan.[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics