Reply to How do people afford to stay at the Disney hotels?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Just a friendly reminder that you do not need to buy DVC to do Disney affordably. We love Disney, but I just can’t get the DVC math to work for us. Or the lack of flexibility to book last minute.

I’m happy to take whatever hotel Disney is offering on sale and keep the flexibility to spend my travel dollars on something else. But kudos to the Boomers who bought 30 years ago and can plan their years around Disney trips![/quote]

Gen X in same boat.  I need more flexibility.  But I also think that if those Boomers had invested same amount in stock market, the net return would be higher.  [/quote]

Why are you comparing it to the stock market? That's idiotic.

It's a prepaid vacation.

If the money is sitting in the stock market you aren't going on vacations with it

[/quote]

I understand that.  But here’s the question.  If you took X dollars (the buy in fee) and invested it in year Y (buy in year), but each year subtracted the amount you would spend on the lodging for an equivalent vacation (minus the annual maintenance fees, would you be ahead or behind?  I don’t know the answer to that question but the stock market has outpaced inflation over those years so I’m a little suspicious that the Boomer DVC buyer actually would come out ahead.  But it might be close and then the question is [b]how you value the psychic value of not stressing about the annual vacation cost against the psychic and other value of having more flexibility with your vacations[/b].  [/quote]
This is a lot of it. Some people prefer to do the same vacation every year, which I can understand, though it’s not my preference . They pay over 10,000 in maintenance fees for a beach condo on top of regular expenses (appliances etc) they probably could have taken some incredible trips or invested that money over the decades but that’s not how they like to travel. I do enjoy Disney and would go more often if time and money didn’t limit our other vacations. [/quote]

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