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[quote=Anonymous][quote=Anonymous} Terrible advice. OP your plan makes a lot of sense, if you can lower your car payment and relocate the funds towards paying off your high interest credit cards that the fastest way to get out of debt. [/quote] A SEVEN YEAR car loan does not make sense for OP. Her car is too expensive for her income. Sometimes the best way forward is to recognize that you are going the wrong direction. Undo the mistake of buying a car you could not afford on your salary. Sell the expensive car. Buy one for cash. Then declare bankruptcy. Your debts are too high for your income. Moreover, they are impeding your ability to get further schooling for, I hope, a BSN, which would increase your income greatly. [/quote]
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