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Reply to "How to get out of debt!"
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[quote=Anonymous]I would sell the Camri. It's only 2 years old! I understand that you may be underwater on it, but the payments are killing you. Here's my timeline for you: Step 1: pay the MINIMUM only on your debt. Step 2: save up every dollar you can towards paying cash for a car. Step 3: Work extra hours and put that towards cash for a car. Step 4: look online, ask friends, keep an eye out for a cheap BEATER car. Yes reliable but it can be grungy, beat up, whatever. You just need it to get to work and back. Step 5: also look out for a reliable mechanic who can help you keep a beater car limping along for a year or two. Step 6: when you have saved up $6000 or so, sell the Camry and buy a beater car for cash. Take it to a mechanic first to be sure it doesn't have any expensive repairs. Step 7: now take that $700 you were spending + $100 in insurance and use it to find your emergency repair account. Then I would declare bankruptcy for your credit card debt. [/quote]
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