Reply to Parents have $0 saved for college, won't qualify for financial aid

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Yeah, your parents are being jerks. Doesn't mean they don't love you. Doesn't mean they are not great parents. But all of us are jerks sometimes. And that's what your parents are here. Forgive them for it down the road and don't do the same to your kids.

You will have to go the state school route and hopefully get into UVA, W&M, or Tech. You also need to suck it up and keep more of an open mind about the south and west. Forget Texas and UNC -- we are talking elite schools here -- but Ole Miss gives great merit, as does Arizona (though less than they used to). When you get in with low cost, then they might cave in and pay for the rest. Hopefully, they are bluffing about not paying anything.

If they are not bluffing, my advice would be not to go to college and to work, get independence as an adult in a couple years, and then you will qualify for financial aid...[/quote]

Her parents were low income and she has siblings. They’re not jerks, they just have to be really sure their retirement is fully funded so they are not a burden in old age. You really do not know the whole story, stop making this kid feel worse than she already does. [/quote]

I feel for the OP but I also think the system we built is stupid. We expect parents to pay tens of thousands (often equally 200k+) for college while they are supposed to be saving for retirement. And many of us are about to be booted out of our jobs because of ageism and tech. We don't know when they started making the money they did. I know I didn't start making better money until my 40s and, even then, it has really just been the last 3 years where my salary went up a lot to where I KNOW my kids won't get financial aid. Which means I'm also just at the point where I can really start putting money away for retirement too.

So yes, a lot of parents are willing to risk their financial future for their kids but it doesn't make it the right call for everyone. [/quote]

NP- I don't see the big issue. Most daycares are more than college and you expect new parents to be able to fund that. Parents have 18 years to save up for college.[/quote]

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