Reply to So how does a two-Fed family that gets fired send a kid to college?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]two fed families have had 18yesrs to save for college. This is what a 529 is for. I’m sorry for people who are well paid white collar workers too financially irresponsible to have planned for their kids education. [/quote]
And we are sorry that your kids are not high achievers. 
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well i have one at UVA and he was. National Merit Scolar. He’s such an under achiever🤣. Despite all we were adult enough to start putting whatever could into the 529 from the time i found out i was pregnant. [/quote]

I'm glad you're proud of your son - sounds like he's achieved a lot. I wonder if he's proud of you? Would he be proud of you spending your free time on a message board being cold and condescending to someone worried about losing their job? If so, then trust me when I say that something went wrong in parenting. [/quote]

DP:  once again, if you are a double fed, most likely making $300K+ for several years, the fact you don't have $$$ saved for college is a bit ridiculous.  So yes, I have empathy for people, but not for people who choose to not plan and live within a reasonable budget (which should include college savings, retirement savings, and building a 12 month+ emergency fund). [/quote]

You have NO IDEA people's individual situations: medical expenses, disability, sandwich generation costs, etc. So take your smug attitude and shove it up your a$$.[/quote]

Many of us have all those things and more.  We live under our means, save since birth and send our kids to state schools. No empathy for someone in a million dollar house, living it up and lots of vacations, fancy things, etc screaming poverty. [/quote]

This 100000%

If they are feds, they have good health insurance, so "medical expenses" are not likely to take you down financially.  And yes disability can happen at any time, but they stated they are double income Feds, so not likely any disability there.  
However, those are precisely reasons that you live under your means, save for retirement and college, perhaps choose to live so you can still live a nice life if you would only have one income, and build an emergency fund.  That is exactly what many of us do, and we live below our means to do this.  
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This whole thread is about both parents getting fired. That’s the funny thing about all of these “that’s life, you have to prepare” comments. Every single one of you would be sh*tting your pants if you and your spouse both lost your jobs at the same time (and you weren’t already close to retirement).[/quote]

No, because we always planned for/to be able to live on only one salary.  The rest was used for all the "extras" in life.  And with a 12 month EF, we would bust our asses to find any work we could to bring in income so we could stretch that EF as long as possible.  All while still searching for a new career position we actually wanted.  
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