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Reply to "What were your biggest financial mistakes?"
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[quote=Anonymous]Ignoring all the pipe dreams about things that would never have happened (buying bitcoin at the right time), the real financial mistake I made was not being aggressive with my housing budget in 2020/2021. I'd just moved back to the US after living abroad for a decade and I was very conservative in buying my first house and passed up on several nicer properties I could have afforded. This was in early spring of 2020 when COVID had hit the US and the RE market briefly tanked and there were a few sellers eager to sell, anticipating the worst. There was a two-three month window when interest rates had fallen to close to 3% but prices weren't taking off yet. Flash forward four years I have a golden handcuff to my current property, which is fine, but it's not the houses I passed up in the name of frugality. Had I bought one of them, I'd have been sitting pretty and laughing all the way to the bank. [/quote]
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