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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I honestly am a little confused how people have managed to save up enough for 4 years of 80k/year/kid. We've been pretty consistent and diligent in prioritizing college savings since kids were born. 10k/year for one over 13 years in one 529 still only brought us to ~200K. And a lot of that is with the current run-up in stocks. We'll probably be fine since we have some more time to go. But it's not that easy if you don't know what you are doing, investing in target date funds or just have a lousy 529 plan (e.g. DC).[/quote]
I agree. I'm a PP with a HHI of $300K.  We started the 529 for our DC at age 4 after daycare/prek was done.  The targeted fund grew only by like 4%, if that. I recently pulled some money out of the targeted fund and put it in an equity fund, and now it's doing so much better.

People are making some big assumptions about families with $300K, as if that's our take home pay, and we are taking luxury vacations ever year, and have a $60K car.

Oh, and DH DIYs most things at home.[/quote]

I hear you on the 529 shift. We did the same. I am one of the 150k parents and still think that if those on 300k prioritized, they could do it. We realize thst isn't your take home. 150 isn't ours. But, you make DOUBLE what we make. Even if that nets you only a third of that increase or even a quarter, it would be more than enough to pay for 2 kids' full freight college costs. You have different priorities.  Maybe you eat out alot. Your cars probably do cost more than ours (20k). Maybe you pay for more services that we would consider luxury (housecleaning,  hair styles, nails,  landscaping, etc). Who knows.  But you have money that hoes elsewhere,  and that's fine. Just don't complain that you can't save enough.  You can, but you may just have other priorities. [/quote]

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