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[quote=Anonymous][quote=Anonymous][quote=Anonymous] Long term disability is not the same as social security disability. [b]Yes, SS is difficult to access. Employer-based LTD is much easier: you have to prove you can’t do YOUR job (instead of SS, where you have to prove you can’t do ANY job).[/b] If OP’s employer is going to say HER job requires being in office, and she can’t be in office, she qualifies. And if she doesn’t, that’s a pretty valuable thing to take back to her employer in her telework appeal. [/quote] She has to have LTD insurance for this to be a possibility. So far we haven't heard that she does. [/quote] Op here. I do have LTD insurance, but it doesn’t kick in and I can’t even apply for it until I’ve exhausted my STD, which I think lasts for 6 months. I’m only in my 30s and holding out that I am actually going to be better before it comes to any of that.[/quote]
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