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[quote=Anonymous][quote=Anonymous]No regrets:

DD is a strong public school student with no hooks, and we did our research on our own. She applied to 3 safety schools (1 rolling admission), 3 target schools, and 3 reach schools (T50 state flagships). DD was accepted to the rolling admission school last fall with a nice scholarship, which took the pressure off. She got into her other safety and target schools with merit aid — and was thrilled to get into 2 of her 3 reach schools. She didn’t get merit aid to her reaches but, fortunately, her AP credits make them doable. My best advice is to set a budget early, use the Net Price Calculators, and apply Early Action whenever possible.[/quote]

Parents, your DCs should start to be aware in or near end of MS about the family budget. I knew at 8 that my family had no money for college - legit no money, not because parents wanted to spend it on name brands. We had a very modest EFC and my parents always managed to scrounge up what was owed and provide me with limited amounts of spending money when they could.

Enough of that. If your budget is in-state only, then your DC needs to know that in the early months of HS, not in junior year or even senior spring. If you could swing a LAC with a threshold of merit aid, then let your DC know that along with suggestions of some LACs that are generous with money for achieving students. If you cannot afford an Ivy, then be real with your kid - let them know if the EFC is in excess of X amount, then you cannot swing it.

And, as parents, accept this is the reality of financing higher ed at this point in time. Of course, you can always advocate for that to change and those who work on equity in higher ed would always welcome more members to their ranks. The number of parents who post on the FB Grown and Flown and College Bound pages seeking scholarship money as if there are just pots and pots of it out there and they just need to be pointed in the right direction is distressing. Figuring out how to pay for college should happen before figuring out the list of possible colleges.[/quote]

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