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College and University Discussion
Reply to "Looking back, do you wish your child attended the least expensive college?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]It's pretty cringy when people throw around Cost of Attendance to exaggerate costs. Unless you're super rich you're not paying $85,000 a year for UChicago, nor are middle class people taking out "six figures" of loans for their child's undergrad. Most financial aid students at flagship state schools leave with $30k or so in loans. That's frankly not a big deal -- unless your kid flunks out. I believe the starting median salary for a bachelor's is now around $60k (?), so an average kid can easily pay off $30k in loans living at home for a year after graduation. Or even faster if they get an engineering degree or any other path that leads to a six-figure starting salary ex. nursing, tech, finance, or consulting.[/quote] There are such things as Parent Plus and private loans that allow you to take out more than that, and plenty families do.[/quote] Very high default rates.[/quote]
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