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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]It would help to know your income OP.
And how many kids do you have.
[/quote]

A quick FAFSA calculation says that[b] if they get no aid for an OOS public school,[/b] their HHI is at least $250K.  Or maybe a little less if they have substantial investments, in which case they're cash-rich.[/quote]

This statement makes no sense. NO ONE gets need based financial aid at an out of state public school.  They may get merit money but not need based aid.[/quote]

This is mostly true, but not an entirely accurate statement. Merit aid is the primary channel.  FAFSA filing can sometimes open up work-study or other need-based aid, sometimes.  See [url]https://www.usnews.com/education/best-colleges/paying-for-college/articles/2016-10-24/3-facts-about-aid-tuition-for-out-of-state-students[/url].  But the key factor isn’t that the school isn’t providing aid, it’s that the OP indicated that the FAFSA told them there was no aid (hence EFC was higher than OOS COA).  For this to be true the combination o[b]f HHI and savings must be substantial.[/b] [/quote]

NP.  Well not "substantial".  Anyone who has been through the process can tell you that they can get an EFC of 100%, like we did, but still be scrambling for money to pay all of the college expenses, especially with multiple kids and other factors like we had of taking care of elderly parents and SN kids.  Those factors aren't included.  There's an ongoing thread about at what HHI does the FAFSA computer turn off.  I would say about $225.  $225K in D.C. doesn't go far once you realize that over a third of that is lost to taxes.  Then there is the mortgage, cars, food, etc. etc.   We had to refinance our home to make it all work - and, yes, I had been saving for our kids since birth.  But it still wasn't enough[/quote]

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