Reply to Wife Wants To Be A SAHM

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Also, it is likely you will spend more because you have another member of your family. At some point, you may have more children.

What is your housing situation? Are you in a good school district?

Will she want to stay home indefinitely or for a year or two?

How much do you earn? What are your savings? Any debt?

I wanted to stay home when we had our first child but we couldn’t afford for me not to work. I still had a ton of student loans. we didn’t own a home. Eventually I did stay home when we could afford for me to stay home. I paid off all my loans. DH could afford to support us and save for retirement and college.

When I was working, many women were home. Now I don’t work and many of those SAHMs are back at work.[/quote]

OP here. We love in a condo we bought when we got married. We plan to be in here for at least another 3-5 years. We will eventually move to the suburbs and buy a house.

[b]I’m not sure how long she will stay home. [/b]We do plan to have second child fairly soon. [b]I expect her to be at home for at least the next 2-3 years. [/b]

I make around $200k and she makes a little over $100k. We have a good amount in savings and multiple investments. No debt besides mortgage. [/quote]

HUh???

The next few years of your marriage is going to be rough.

And 200k is not a lot for your wife to be staying at home in this economy and you have a baby? and want another one?

Yikes! Youre going to be resentful.

Also what happens if you lose your job?[/quote]

DC people see out of touch with reality. OP makes more than many Americans. He makes 4 times more than the average American family. He can definitely raise a family with a SAHM wife on that salary. Many raise kids on one income making far less. [/quote]

I'm a SAHM to 3 kids, all in parochial schools.  DH makes less than OP. We do just fine, although we live in a small-ish townhouse (probably bigger than OP's condo, though).  But we could not do it if we were spending on meal services and massages and such.  [/quote]
+1  I have nothing against sahm. I was one for a bit. But, you need to budget for it.  $180K around the DC area doesn't provide for much. Now, if you were in a super lcol, I agree, extra expenses shouldn't be a big deal.

I posted up thread. We lived off of $160K, with two kids, with no plans for more, and I was still budgeting.  We didn't have enough to save for college at the time. That didn't happen until I went back to work.[/quote]

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