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Real Estate
Reply to "Afford $1.8M on 300K?"
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[quote=Anonymous][quote=Anonymous]We have HHI at 450K and bought a 1.8m house last year. Monthly payment is around $8000 including tax and insurance. We don't have other debt and no car loan. Monthly utilities is around $500. So without doing anything, it is already $8500 going out every month. We also max out 401K and other stock purchase plans but cut travel and goods spending for almost half year. I just hope the property tax will not go higher next year. [/quote] PP, can I ask what made you decide to take on such a huge monthly mortgage? Are you expecting salary increase or some windfall to pay it down? We are similar HHI but find it very mind blowing to have such high portion of take home pay into housing. Please help us think it through.[/quote]
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