Reply to If you don't have a 15 year mortgage, you're living beyond your means?

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Reply to "If you don't have a 15 year mortgage, you're living beyond your means?"

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[quote=Anonymous]There are [b]very few people[/b] applying for 30-year mortgages that could have qualified for a 15-year mortgage under the same terms, especially in the DMV area. The desperation so many posters exhibit to try to justify their reckless decisions as somehow financially brilliant is egregious in the extreme. The deceptive and retroactive clairvoyance of 30-year advocates is so obviously transparent!

I’ve never had anything longer in duration than a 15-year mortgage and that discipline has served me [b]very, very well[/b]. My NW-to-HHI ratio is an order of magnitude greater than that of the typical DCUM imbecile. Even those foolishly boasting on about their inherited indolence with a dash of cash come nowhere close to matching my self-made fortune of achievement and prowess.

Scratch on my little 30-year darlings, in your vain attempts to join the 15-year club of financial elites. Whatever it takes for you be able to afford those monthly country club dues, 529 contributions, private school payments, and nannies. You’re barely keeping up with the Jones’ even at first blush, and more like decades behind upon closer interrogation!

Responses like those sprinkled through this post confirm, irrefutably, just how great I truly am….[/quote]

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