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[quote=Anonymous]Just turned 40. Haven't read all 11 pgs of this thread but I will. It is illuminating as this is one of my biggest fears -- needing to make as much money as we need NOW bc who knows about the future.

Lawyer. Didn't make partner so I just had the 8-9 yrs in biglaw. Ended up in gov't after which I know is the antidote to job security issues but I hate it so much and NEED to go back to private sector, KNOWING the job security problems will follow. This is really why I'm thinking I should either go to the private sector/make money for a number of more years and then start my own business (a non professional business like buying a franchise) so I am not dealing with being another laid off lawyer at 50.

OR I'm thinking of transitioning from law to a business type of job sooner rather than later to gain some experience there -- that will come with layoffs on and off but I feel like business/finance/mgmt people do land someplace even if it's at a lower salary. I just don't want to be in a situation in my middle 50s where I'm not working AT ALL -- I mean it didn't work well for my psyche at 33, I can't even imagine in my mid 50s. I feel like if I've made my money/invested properly, then even a lower salaried job in my mid 50s will be better than NO job.

Thoughts? WWYD in your 40s to plan for this?[/quote]

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