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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I am one of the oldest Millennial (born 1981) and I definitely did not have a UMC life growing up. I did study hard as a first generation immigrant and got a full ride for my undergraduate and graduate school. I got married at 24 and we bought our first house 2 years after starting work. I got my GS-15 at 31. DH started a small business a few years back. We now own a million dollar house that is 80% paid off, have two kids with a good chunk of money in their 529s, and have a healthy amount of money in our retirement and investment accounts.[/quote] Sounds like you had a comfortable life though. I was born in 81 too but had an unmotivated dad and mom who married for love. Dad didn't know how to manage his money or that education was important. We rented and I didn't have my own bed until I was 14 or my own space. You got so lucky![/quote] I definitely did not have a comfortable life. My parents were very poor and my dad was in graduate school for the first 5 years after we immigrated here so he only had a small stipend. My mom worked in restaurants to support us so I was left home alone for most of my childhood starting at 7. We lived in shared housing where there were 4-5 families living in a small house filled with roaches so I never had my own bedroom growing up. I do consider myself lucky in that my parents believed in education and I inherited some good genes.[/quote] If I may ask, how did you figure it all out so young? Where did you go to school and get a full ride - and how? Were you top of your class? And how did you get a high paying job so quickly? I’m not doubting you, I’m in a benign way envious of how you got your life together pretty much by 30. That’s amazing. What period of time were you sacrificing the most, in which you feel other American millennials aren’t? For example, did you largely spend your teens and 20s studying and working and budgeting hard as opposed to traveling/partying. Like, at what period of your life was it grueling with long hours and little reward? I feel like everyone has to go through that to “make it” like you have. Nobody achieves that much wealth by 30 (unless they come from money) without sweat and blood. [/quote] I worked really hard in high school and college and I never partied. I went to UMD and got the Banneker Key scholarship. I always worked part time jobs throughout high school and college (even though I had a full ride) and sometimes I worked multiple jobs at once. I did not date in high school and had one boyfriend in college and we got married right after graduate school. I was lucky to get great internships throughout undergraduate and graduate school that provided great experience and pay. These internships definitely helped me get started with building my career and nest egg earlier than others.[/quote]
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