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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Compound interest although great on paper is [b]not as valuable as the fun you could have had with it when you were younger.[/b]

I regret saving small amounts in my early/mid 20s. The fun you can have with small amounts of money when you are young significantly exceeds it when you are older. I’m in my mid 40s, yeah maybe I have a few hundred thousand more now because I saved in my early 20s but spending that money would have brought more pleasure.

Now I see my parents who just turned 80, they don’t really spend much anymore. Wealth is wasted on the old, it should be the young that have money but the world doesn’t work that way.[/quote]

So much truth to this that I unfortunately realized much too late.  I worked and saved during HS and saved a lot during college as well.  I'm almost 40 and I have a lot of money saved but with little kids I don't really have the time to do anything with the money nor do my friends who also have little kids have time to do anything either.  I should have gone on spring break or used my money to do a study abroad or gone out more and had more fun.  I'm trying to learn from my mistake though and pre-covid DW and I would try to get away for one week each year and go someplace nice.

[/quote]

Agreed, I never did study abroad because of the cost. Also missed a spring break because I was too cheap. I’ve realized my mistakes and try to strike a better balance now. Spending definitely brings more joy when younger.[/quote]

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