Reply to Would like to hear from late 50, 60-somethings with teens

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[quote=Anonymous][quote=Anonymous]

I get what you're saying but I don't think your life experience is limited to those who have kids after 40.  We had kids at 32.  They're now in late elementary and we're also in our peak earning years, we will have saved a ton by the time our kids get to college.  We're able to travel internationally every year and our kids can do every travel sport and extracurricular they want.  You don't have to be 55 to achieve this, most of us (in NW DC) get there by 45.    You may have an extra million+ in the bank than we do (as you're 10 years older) but I think the financial benefits of "waiting until you're older to have kids" kicks in for anyone who has kids in their early 30's or older. 
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This is so true even for people who had kids before 30. My kids ended up getting a full scholarships and full rides to the top colleges, and I still have around 20 years to contribute to my retirement, even thought I am contemplating to retire from a full time job at 50.  We purchased our first home at late 20s and now it is paid off when I am 42. So financially, we will probably end up the same as people who worked through their 20-30s to save money for kids. [/quote]

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