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Relationship Discussion (non-explicit)
Reply to "GF broke up with me because of money problems "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Ok, I’m hijackjng, but what do y’all say about this scenario: I work myself and only make about $48k. My BF makes ~$350k. We’ve been dating for a year and just moved in together. Discuss marriage, future, etc. I am 31, he’s 33. I have $13k in debt. Part consumer, part medical/ vet bills, part ‘I’m trying to start my own business and it had a very slow start so I needed to use CC’s for a while. I don’t even touch the CC’s anymore. It’ll take me a very long time to pay off, with a lot in interest. He has told me he will help me out if I need to/ if I ask. I haven’t, because I’m embarrassed. Do you think it’s out of line for me to ask him to pay it off, and I’ll give him $1k a month, every month, to pay him back? It’s essentially what I would pay now, to pay it off, but It’ll save me a sh*tload in interest/ be done way sooner. Should I even ask ?[/quote] When do you get a ring? Just moving on doesn’t make this arrangement permanent and he should only be paying off a spouse’s debt for the health of your collective financial picture. [/quote] My thoughts with this is he did offer, versus you asking and you do plan to pay it back. Did you save any money by moving in together and can that can go towards the debt? If you are really serious about paying him back, have some sort of direct deposit to his account for $1000 set up each month so he isn’t put in the awkward position of having to ask you for it or make a big deal about turning down the money. If he wants to use it for a really nice trip or something for the house that’s fine but you aren’t asking for a $13K gift and you are 100% able to pay it back with a solid plan to do so. I wouldn’t mind lending money if I could afford it under those circumstances - usually though it’s a thinly veiled way to ask for a monetary gift but make it seem better because you say it is a loan.[/quote]
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