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[quote=Anonymous][quote=Anonymous][quote=Anonymous]The big differentiators are kids and debt...a couple with no kids, no student loan debt, that has a mostly paid-off mortgage is going to have a much better lifestyle on 200k than the couple with three kids, student loan debt, and a mortgage on 400k.[/quote] X 1000 People who don't have kids shouldn't post in threads like this. They seem to have no idea of how enormously expensive they are.[/quote] I don't have kids, and agree with this statement. However... when I look at my budget and consider starting a family, I at least know that there needs to be a surplus to accommodate children. Maybe I don't know what that exact number needs to be, but I know that if I only have an extra $200/month in my budget, that's not going to cut it. [/quote]
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