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Reply to "Family budget if your income is around $180-200K"
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[quote=Anonymous]I will play along (2 adults, one teen) HHI: 180K Gross Pay: 15000/mo Detuctions: Taxes, FICA, Medicare, Health, life ins., 401k, repaying 401k loads: about 7K/mo Take home: 8500/mo; will increase to 9000/mo in July when 1 load is paid off. (I had to borrow from 401K for medical expenses; paying that back) Mortgage: 2300K Food: 1.2K Utils: 600 (gas, electric, cable, telecom) Debt service: 1500 (medical related) Ongoing medical: 500/mo (down from 900/mo) Car payment: 500 School expenses (public, but there are costs): 200 College saving: 500/mo I have no safety net/savings; I used to have about 80K, but thanks to medical issues, that went away: cancer does that when you only earn 60% of your salary for a year while the expenses go up. Assets: House: 400K equity 401K: 900K Misc: 20K Years until I can access my 401K: 6[/quote]
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