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Relationship Discussion (non-explicit)
Reply to "I hate myself"
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[quote=Anonymous][quote=Anonymous]If you have a lot of equity in your home, take some out and pay off the debt. No big deal. Learn from it and move on. My husband I have been there several times. Try to identify where you can take money out besides retirement account, if possible, and pay the debt off or down.[/quote] while logical this may seem like the right thing to do, DO NOT DO THIS! you need to stop the spending and start paying down the card before rearranging the debt. Transferring to other cards is smart, but refinancing a mortgage will just cover up the real problem. Many people end up wasting the equity and getting into more debt.[/quote]
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