Reply to the dc 529 plan -- transfer funds out?

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[quote=Anonymous][quote=Anonymous]Be aware that DC has a no-risk stable value fund earning a net of 2.85%. (3.0% minus .15% investment fee). Many age-based funds transition to no-risk money-market type funds or low-risk bond/MM funds that earn less than 1% when the student is a teenager. For example Vanguard 529 Income portfolio is 75% bonds/25% short term reserves, and has a .19% expense ratio. Its 1 year avg annual return was .13%, 3 year 0.54%, 5 year 2.31%. If you are looking for safe returns as college approaches, consider DC.  Each account has a $15 annual fee for DC residents, $30 for non-residents.[/quote]

What fund are you describing?  -- possibly this one? I am very interested in moving my $ to a stable value fund before the market crashes within the first 100 days of the Trump administration. I haven't had my account for a full two years so have to keep it in DC for now.

The Ameritas Principal Plus Account*, which is not a mutual fund, provides important guarantees of principal and interest. All contributions invested under this option are guaranteed to the Trust against principal loss as long as they remain invested in the Account. The guarantees are supported by the general account of Ameritas Life Insurance Corp. It is not anticipated that investors in the option will experience a loss of principal while invested in this Account, but the return from income is expected to fluctuate with longer-term fixed income securities.[/quote]

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