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Political Discussion
Reply to "Insurance with $20,000 Deductible?!"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]What's the in network deductible? I thought the point of PPO plans was you had to stay in network. Our PPO has a really high out if network deductible as well. We have to pay cash for our child's psychiatrist and psychologist, neither of whom take insurance at all.[/quote] +1. Complaining that a PPO has poor out-of-network benefits is like complaining that you have pay out of pocket if you go outside your network on an HMO. It reflects a fundamental misunderstanding of insurance programs that has nothing to do with Obamacare.[/quote] Wait, the OP is complaining about out-of-network costs? Health insurance 101 may be in order. :roll: [/quote] You need a class yourself. That's all fine and good if the in-network providers are adequate, but when they're missing a specialty, they are forcing their customers out of network - and essentially saving themselves a ton of money.[/quote]
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