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[quote=Anonymous]

OP – You need a reality check and some good career counseling advice.  Your best bet is to look at NOVA Community College or Montgomery Community College depending on where you live to get assessment of how many credits you do have which might be applied to certificate programs as mentioned in areas of possible interest to you.  Since you were a biology major, you might see if there are any med tech,  medical billing as mentioned, medical coding or related health care certificate of degree certificate programs (AAS) and to see how close you would be to be able to complete one.  It might not be your dream job, but to build on the education you do have in a field where there is growth potential and need would make sense to investigate health care.

As noted, with your experience, even if you gave up a day job, you should be able to command top dollar as a Nanny/Sitter possibly even a late afternoon after school to evening position or weekend nanny.  You also may want to consult a loan representative to see if there is any chance for loan consolidation and to see how much you need to be paying.

Unless your BF is a professional with a high paying job the idea that someone will be willing to let you be a SAHM and work off your $75,000 in college loans is a pipe dream.  A community college in a certificate or AAS degree program might be doable from present income if you can find the right job and a lot will depend on how many credits you might already have.  Approaching age 40, you want to have a game plan to build upon the education credits you have in a field that has the possibility of promotion and a certain wage level AND benefits as you do need to consider health care and be looking towards retirement.
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